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  • Saturday 9:00am to 1:00pm
  • Sunday closed.
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Phone

(03) 7036 6855

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Home > Dental Services > Payment Options

Flexible Payment Plans & Finance Options

Embrace dental care without hesitation. With our range of payment plans and financing choices, you can prioritise your oral health without compromising your budget.
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Emergency: (03) 7036 6855

0% Interest

Available over 12 months

No Deposit

Required on any finance plan

All Funds

Health insurance accepted

Why Choose White Fillings

Bringing Affordable Dentistry to Melbourne

Are you tirelessly searching for affordable dentists in Melbourne? Or are you among the two million Australians delaying dental visits due to costs? Look no further.

Synergy Dental Group understands that cost should not be a barrier to your dental health. We offer flexible payment plans and finance options to make your needed or desired treatments accessible to everyone.

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All Patients Welcome

General, cosmetic, and specialist treatments with payment options for all budgets.

Upfront Transparent Pricing

Clear costs before treatment begins — no hidden fees, ever.

Diverse Treatment Coverage

Payment plans cover crowns, root canals, fillings, whitening, aligners, and more.

Smile Now, Pay Later

Your Dream Smile Without the Wait

Discover the ease of achieving your dream smile with our budget-friendly pay- later options. Your journey to a vibrant new smile is just a click away — financial flexibility and peace of mind, guaranteed.

We accept
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Finance Packages

Finance Packages to Choose From

0% Interest over 1 Year

Benefit from interest-free financing for a period of 12 months. Spread the cost with zero added charges.

Interest-Charged Finance — Up to 5 Years

Choose a plan with interest, spread over a flexible period of up to 5 years for larger treatments.

No Deposit Required

Regardless of the finance package you choose, we require no upfront deposit — ensuring a completely hassle-free process.

Flexible Solutions

Flexible Financing Solutions

If your treatment extends beyond our payment plans, don’t worry. Synergy Dental Group provides flexible and fixed finance plans, ideal for substantial one-off treatments such as dental implants. These financing options allow you to spread the costs over several months or years.

Eligible treatments include

  • Dental Implants
  • Crowns & Bridges
  • Root Canal
  • Teeth Whitening
  • Veneers
  • Invisalign
  • Composite Fillings
  • Orthodontics
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Superannuation

Compassionate release of super for dental treatment

For eligible patients, early access to superannuation may assist in covering the cost of treatment. We work alongside SuperCare, who specialise in helping Australians access their superannuation for essential medical treatments and offer expert Compassionate Release of Superannuation guidance.

Medically necessary treatment

The treatment must be needed to relieve acute or chronic pain, treat a life-threatening condition, or relieve acute or chronic mental illness. Cosmetic treatment does not qualify.

Two practitioner reports

Dental applications need reports from two dental practitioners, one of whom must be a specialist, confirming the treatment is necessary.

Assessed by the ATO

The ATO decides every application and only approves release where all conditions are met, including that you have no other means to pay.

Not all medical conditions or treatments qualify for the early release of superannuation, and it cannot be used for cosmetic procedures. General information only, not financial advice. SuperCare is a separate business.

Learn How It Works Talk to SuperCare

Medicare CDBS

Medicare Covers Up to $1,052 for Your Child

When you choose Synergy Dental Group, you can effortlessly claim Medicare benefits for your child’s dental care. Simply let us know you’d like to use CDBS when booking, and we’ll check your child’s available benefit amount upon arrival. We’ll also discuss service costs and determine CDBS coverage during your visit.

$1,052

Per child · No personal costs
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Health Insurance

Making Dental Care More Accessible

We gladly accept all health insurance funds, providing you with added flexibility and affordability for your dental treatments. Reach out to learn more about how we accommodate various health funds.

Accepted Health Funds

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Government Support

Voucher Schemes

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Government Voucher

VEDs Vouchers

If you hold a VEDs Voucher from a community dental clinic, we’re ready to assist with emergency dental needs or denture requirements.
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Veterans

DVA Vouchers

We proudly accept DVA Vouchers, providing comprehensive dental care for our veterans. It’s our honour to support those who have served.
(03) 7003 2185
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New Patient Special Offer

Discover Exceptional Dental Care in Parkdale, Victoria

Connect with our friendly experts to transform your oral health. New patients receive our New Patient Examination Package — $250 (valued at $394) — including a comprehensive check-up, intra and extra oral photography, whitening and smile assessments, bitewing X-rays, an oral cancer check, a full mouth clean for tartar removal, fluoride protector application, and a personalised treatment plan.

Valued at $394

$250

New patients only
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Got Questions?

Frequently Asked, Expertly Answered!

Have more questions? Our friendly team is always happy to chat.

Ask Us Anything
We accept all major credit and debit cards (Visa, Mastercard, American Express), EFTPOS, and cash. We also accept HICAPS for instant on-the-spot health fund claiming, and we’re a registered Child Dental Benefits Schedule (CDBS) provider. Payment is generally taken at the end of each appointment unless a payment plan is in place.
Yes. We accept all major Australian private health funds with HICAPS, which means you only pay the gap on the day. The amount your fund covers depends on your level of extras cover, annual limits, and the specific treatment items. We’re happy to provide item numbers in advance so you can check with your fund.
Preferred provider arrangements can change from time to time, so we recommend contacting the practice for the most current information. Even without a preferred provider agreement, you’ll generally still receive a rebate from your fund — we’ll process the HICAPS claim at the time of your visit so you know your gap upfront.
Yes. For larger treatments such as dental implants, Invisalign, full smile makeovers, or extensive restorative work, we offer flexible payment plan options through third-party providers. These let you spread the cost over weekly or fortnightly instalments. Approval and terms are managed by the payment provider, and our team can help you apply.

Yes. We’re a registered CDBS provider. Eligible children aged 0–17 can access up to $1,052 worth of basic dental services over two calendar years, fully bulk-billed at our practice. Eligibility is determined by Medicare and is generally linked to a family receiving certain government benefits.

Yes. We treat eligible Department of Veterans’ Affairs (DVA) cardholders. Cover varies between Gold Card and White Card holders, and may depend on whether the treatment is related to an accepted condition. Bring your DVA card to your appointment and our team will confirm what’s covered before treatment begins.
Payment is generally taken at the conclusion of each appointment unless you’re on a payment plan. For larger treatments, a deposit may be required to confirm your booking and to cover laboratory or implant component costs. We’ll always confirm payment expectations in writing before treatment begins so there are no surprises.